If you are planning to buy an iPhone under 1 lakh in 2026, you are making a smart choice. Apple iPhones are known for their premium quality, long life, smooth performance, and strong resale value. The good news is — you don’t need to spend more than ₹1,00,000 to own a powerful iPhone in 2026.
In this detailed guide, we will cover the best iPhone under 1 lakh, compare models, explain who should buy which iPhone, and help you make the right buying decision.
This blog is written in simple language, without technical confusion, so even a first-time iPhone buyer can understand easily.
Why Buy an iPhone Under 1 Lakh in 2026?
Many people think the best iPhone is always the most expensive one. That’s not true.
In 2026, Apple’s slightly older and non-Pro models still offer:
- Smooth and fast performance
- Excellent camera quality
- Premium design and display
- Long software updates (5–6 years)
- Strong security and privacy
- High resale value
So yes, buying an iPhone under ₹1 lakh is value for money.
Things to Check Before Buying an iPhone in 2026
Before jumping into the list, keep these points in mind:
- Performance: Latest or near-latest processor
- Camera: Good photo + video quality
- Battery life: Should last a full day
- Display: OLED display is preferred
- Software updates: Long-term iOS support
- Storage: Minimum 128GB recommended
Now let’s move to the main list.
Best iPhone Under 1 Lakh in 2026 (Top Picks)
1. iPhone 15 – Best Overall iPhone Under 1 Lakh
Expected Price in 2026: ₹55,000 – ₹65,000
The iPhone 15 is one of the best iPhones you can buy under 1 lakh in 2026. It gives you a perfect balance of performance, camera, and design.
Key Highlights:
- A16 Bionic chip (fast and reliable)
- 6.1-inch Super Retina XDR OLED display
- Excellent camera for photos and videos
- USB-C charging support
- Premium glass and aluminum design
Why iPhone 15 Is Worth Buying:
- Smooth performance for daily use
- Best for social media, YouTube, and photography
- Long iOS updates till 2031+
Best For: Most users, students, professionals
Verdict: Best value iPhone under ₹1 lakh
2. iPhone 15 Plus – Best Battery Life iPhone
Expected Price in 2026: ₹65,000 – ₹75,000
If battery life matters to you, the iPhone 15 Plus is a solid choice.
Key Highlights:
- Large 6.7-inch OLED display
- Massive battery backup
- Same A16 chip as iPhone 15
- Great for watching videos and gaming
- Clean and premium look
Why Choose iPhone 15 Plus:
- Easily lasts 1.5 days
- Bigger screen for movies and work
- Perfect for users who hate charging again and again
Best For: Heavy users, binge watchers
Verdict: Best big-screen iPhone under 1 lakh
3. iPhone 14 Pro – Best Camera iPhone Under 1 Lakh
Expected Price in 2026: ₹70,000 – ₹85,000
The iPhone 14 Pro is still a powerful device in 2026, especially for camera lovers.
Key Highlights:
- Pro-level triple camera setup
- Dynamic Island
- ProMotion 120Hz display
- Premium stainless steel design
- Excellent video recording
Why Buy iPhone 14 Pro:
- One of the best cameras on an iPhone
- Ideal for content creators
- Still feels premium and powerful
Best For: Photography, videography, creators
Verdict: Best camera iPhone under ₹1 lakh
4. iPhone 13 – Budget Friendly iPhone Choice
Expected Price in 2026: ₹45,000 – ₹55,000
If you want an iPhone experience at a lower price, iPhone 13 is still a smart buy.
Key Highlights:
- A15 Bionic chip
- OLED display
- Compact and lightweight
- Reliable performance
- Good camera quality
Why iPhone 13 Still Makes Sense:
- Cheaper than newer models
- Smooth iOS performance
- Ideal for first-time iPhone users
Best For: Budget buyers
Verdict: Best affordable iPhone in 2026
Quick Comparison Table (Summary)
- Best Overall: iPhone 15
- Best Battery: iPhone 15 Plus
- Best Camera: iPhone 14 Pro
- Best Budget: iPhone 13
Which iPhone Should YOU Buy?
Let’s make it very simple:
- Want best value for money → iPhone 15
- Want long battery & big screen → iPhone 15 Plus
- Want best camera & premium feel → iPhone 14 Pro
- Want cheapest iPhone with quality → iPhone 13
Choose based on your usage, budget, and preference.
Is Buying an Older iPhone in 2026 Safe?
Yes, absolutely.
Apple supports iPhones with:
- Long software updates
- Strong security patches
- Smooth performance for years
Even a 2–3-year-old iPhone works better than many new Android phones.
FAQs – Best iPhone Under 1 Lakh in 2026
Q1. Which is the best iPhone under 1 lakh in 2026?
The iPhone 15 is the best overall iPhone under ₹1 lakh in 2026.
Q2. Is iPhone 14 Pro still worth buying in 2026?
Yes, especially if you want top-level camera and display quality.
Q3. Which iPhone has the best battery life?
The iPhone 15 Plus offers the best battery backup.
Q4. Is it better to buy iPhone or Android under 1 lakh?
If you want long life, smooth software, security, and resale value, iPhone is a better choice.
Q5. How many years will an iPhone last?
An iPhone easily lasts 5–6 years with regular updates.
Final Thoughts – Is an iPhone Under 1 Lakh Worth It?
Yes, 100%.
In 2026, buying an iPhone under 1 lakh gives you:
- Premium Apple experience
- Long-term performance
- Excellent camera and display
- Peace of mind
You don’t need the most expensive iPhone to enjoy Apple’s ecosystem. Choose wisely, and your iPhone will serve you for years.
